Personalized & Sensible
Wealth Management




Mary Horn & Chris Horn

about us.

Centsable Wealth Management, LLC was born from a need for something different. A different kind of relationship, investment strategy, and offering.

A relationship built on mutual trust, respect, and desire for flexibility. An investment strategy that could be personalized to our client’s individual needs. The sort of offering that would check multiple boxes – wealth management, education, and a goal based conversation.

Our husband and wife team, Chris & Mary Horn, are dedicated to an approach that provides a high level of services combined with quality investment advice and education.

Chris, a former fish biologist with ODFW, runs our office with precision and diligence to ensure your needs are met in a timely manner.

Mary, Financial Advisor, has been providing education and investment advice to clients since 2015. She is committed to finding the right solution for the right question, doing so with compassion and fun.


Our Services.

We understand what matters most to you and strive to help you get where you want to go.

Financial Planning​

Are you ready for your financial future? Make sure you have a plan in place, with a sound budget, to get you on the path to financial success.

Living in Retirement

Have you saved enough to live comfortably in retirement? Can you stay indoors, eat regularly, and enjoy life? Will you outlive your money?

Retirement Prep

A long runway into retirement means opportunity. Are you saving enough? What do you want retirement look like? Are you prepared?


What if the worst happens to you and/or your family? Do you have adequate insurance to cover their needs or your own? Ensure you do with a checkup.


Stocks. Bonds. CDs. Real Estate. Investments come in all shapes and sizes. We work with you to choose the right fit to get you where you want to go.

Tax Awareness

Love them or hate them, taxes are a consideration in financial decisions. We partner with your tax professional so you can make educated decisions.

Financial Education

The more you know, the better decisions you can make. Our clients can expect education about finances and investments, and clarity in the details.


The loss of a loved one is never easy. We work to make the process a little easier, and part of that is in being prepared. Do you have enough coverage?



Most frequent questions and answers

Our office is located at 105 Fir Street, Suite 204, in La Grande, Oregon. Our office hours vary, due to Covid-19, but we have a mailbox available to drop off checks or paperwork. Sometimes we work from home, so call ahead at (541) 605-0819!

We believe in treating people with compassion and empathy. In that, one of our favorite parts of this job is education. We can’t know everything, but as we learn we can make better decisions. There are no stupid questions in our office, only opportunities.

The best way to schedule an appointment is to send Chris, our Office Manager, an email. As of September 2020, our appointments will be conducted by phone or Zoom web conference, unless previously arraigned. Weekends may be available on a limited basis.

Combining high quality service, compassion, and knowledge, we work with our clients to understand where you are and where you’d like to go. We approach our relationships as a partnership – we provide education and recommendations, and you provide a commitment to your future self.

Ooooo. That’s tough. Mary’s favorite food is a toss up between corned beef & cabbage, and garlic mashed potatoes. Chris keeps it simple. He prefers a loaded bratwurst or pork loin.

We both enjoy BBQ and Mexican food, and would happily eat either every day of the week.


Our Approach.

Using a four-step process, we work together to help you reach your financial goals.

Assess where you Are

Identifying where are you are today is the first step in creating a plan. Assets you have saved and budgeting contributions are all parts of the equation. We also start discussing risk tolerance and how the investing works.


Determine where you want to go

Once you know where you are, we identify where you want to go. What do these dollars need to do for you? How much risk are you comfortable taking on to get there, and what is the time frame we have to work within?

Person walking on path

develop a plan

A goal is only as good as its ability to be attained. We look at whether we can attain the goal, and what we need to do to address any shortfalls. Before moving forward, we will discuss costs as we believe transparency is important.

Person on bridge

work the plan & stick with it

Your success is our success. At minimum, we check-in yearly and make sure everything is performing as we expect, as changes have likely been made since your last review. We are available to chat throughout the year, and provide support as life happens.

People camping near a lake

Who We Work With.

Our clients come from all walks of life. We are here to walk beside you.

Women Investors

Women are set to inherit a significant portion of wealth in the next 3-4 decades. Having an advisor committed to your needs can influence your wealth retention.

Families & Individuals

Whether it’s just you or you plus your family, a solid financial plan can get you from point A to B. Find someone who can stick with you through the years.

Business Owners

Taxes, employees, and benefits are just some of the considerations business owners have to deal with. Financial advisors can help you navigate.

Financial Newbies

Investments and finances can be scary, but it doesn’t have to be. Education plus experience goes a long way towards building confidence and understanding.

Pre- & Post- Retirees

Preparing for and living in retirement are two sides of the same coin. Ensure you are on track and ready to go, and that you’ll stay on track when the time comes.

Education Savers

One of the greatest gifts is the gift of education. Be it a four plus year degree or a trade school certificate, education is the key. Saving early makes all the difference.